WHAT IS WORKERS’S COMPENSATION?
Workers compensation benefits ensure that employees are covered in the event that they become ill or injured as a direct result of their jobs. California Labor Code Section 3700 requires all companies to give workers compensation benefits to their employees. Failing to have workers compensation insurance is a criminal offence.
WHO CAN AVAIL WORKERS COMPENSATION?
Employees who are injured while working in the course and scope of their jobs are eligible for workers’ compensation benefits (sometimes known as “workman’s comp”). Workers’ compensation is a state-mandated insurance policy that compensates employees who are injured or become ill on the job. Employees who work part-time or on a contract basis may be eligible for benefits. Despite being referred to as an “independent contractor,” the employee may be covered by workers’ compensation as an employee.
WHO NEEDS TO CARRY WORKERS’ COMPENSATION COVERAGE?
Workers’ compensation insurance is required by California law for all employers in the state, even if they only have one employee. Even out-of-state firms may be required to obtain workers’ compensation insurance in California if they have one or more employees who work here on a regular basis or if they enter a contract with the state.
WHAT WORKERS’ COMP BENEFITS CAN I GET?
If your claim is approved, you’ll be reimbursed for the following expenses:
- any medical care required to treat your work-related injury or illness
- partial wage substitute while you’re recovering from injury or sickness (temporary disability); and
- permanent disability benefits if you don’t fully heal and have persistent limits that hinder your capacity to work.
Surviving dependents may be entitled for death benefits if an employee dies because of a working injury or sickness.
WHEN TO REPORT A WORKERS COMPENSATION CLAIM?
Report the accident or illness to your employer as soon as possible. If you don’t provide your employer formal notice within 30 days, you may forfeit your access to workers’ compensation payments.
When an employer learns of an employee’s illness or injury, they should file a claim within one working day.
WHERE TO REPORT CALIFORNIA WORKERS COMP CLAIM ISSUES?
Workers Compensation claims are handled by the Division of Workers Compensation, which helps both employers and employees. If you have a query or a problem, call the Division of Workers Compensation’s Information and Assistance Unit.
We’ve got your back when it comes to securing workers’ compensation coverage or making a claim. Contact today to discover more about how we can assist you and your employees in staying safe.
UNDERSTANDING ALL YOU NEED TO KNOW ABOUT WORKERS COMPENSATION
Discover all you need to know about workers’ compensation. Rights and Benefits: Employees are entitled to medical care, wage replacement, and rehabilitation. Claims Process: Filing a claim involves reporting the injury, completing necessary paperwork, and adhering to deadlines. Legal Support: Consulting an attorney can ensure fair treatment. Being informed helps secure the benefits you deserve.